Is Desjardins bank a US bank?
Yes, Desjardins Bank is an American bank governed by U.S. laws. It operates as a subsidiary of the Desjardins Group, which is Canada's largest cooperative financial group. It is FDIC-insured, meaning deposits are guaranteed up to US$250,000, and it provides U.S.-based banking services, including checking accounts and ATM access, to its customers.
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While the Desjardins Group is based in Quebec, Canada, and provides the vast majority of its services there, it is not limited to Canada. It operates Desjardins Bank in the United States to serve its members and customers.