Is accident fund part of Blue Cross Blue Shield?
Accident Fund Insurance Company of America operates as an indirect subsidiary within AF Group, which is a wholly owned subsidiary of Blue Cross Blue Shield of Michigan. Following its privatization and subsequent acquisition in 1994, Accident Fund became integrated into the broader corporate family of Blue Cross Blue Shield of Michigan, expanding its multi-state specialized workers' compensation and commercial property insurance offerings. While it maintains its own specialized brand identity, leadership structure, and operational focus centered around workers' compensation solutions, its ultimate corporate ownership and financial backing trace directly back to the Blue Cross Blue Shield organization.
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