How much can you withdraw from Horizon Bank?
Optum Bank Health Savings Account (HSA) debit cards carry specific daily operational limits designed to prevent unauthorized use while facilitating payment for qualified medical expenses. The standard daily ATM cash withdrawal limit on an Optum Bank debit card is typically capped at 100 to 300 US dollars, reflecting the medical purpose of the account rather than general banking needs. Additionally, daily point-of-sale purchase limits for healthcare merchant transactions at pharmacies or doctor offices are higher. Account holders should remember that withdrawing cash via ATM should strictly be used to reimburse themselves for eligible out-of-pocket medical costs supported by proper itemized receipts.