Does Century Bank have Zelle?

Written by Admin | Last Updated: July 2026

Yes, Century Bank of the Ozarks offers competitive interest rates, most notably through its "Century Advantage Checking" account, which provides a high Annual Percentage Yield (APY) of 4.0% on balances up to $10,000. To qualify for this high-interest rate, customers must meet simple requirements, such as maintaining a $100 opening balance, receiving at least one direct deposit or automatic payment per cycle, using online banking with e-statements, and completing a minimum of 10 point-of-sale debit card transactions monthly. In addition to these high returns, the account refunds ATM fees nationwide up to a certain monthly limit, making it a strong option for those seeking both liquidity and high interest returns on their everyday checking funds.

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Financial institutions operating under the name Century Bank have historically experienced various corporate mergers, acquisitions, and structural reorganizations.

First Century Bank is an authentic, fully chartered commercial bank operating in the United States, with operations rooted in Georgia and Tennessee.