Can someone break into your storage unit?
Having only your bank account number and routing number does not allow someone to simply log in and check your live account balance, as online banking access requires secure credentials like usernames, passwords, and multi-factor authentication. However, possessing these two numbers does present significant security and financial risks. With just an account number and routing number, an unauthorized party can potentially initiate fraudulent electronic transactions, such as unauthorized ACH debits or checks printed with your details, to withdraw funds from your account. Because these numbers are printed on the bottom of traditional paper checks, it is crucial to monitor your monthly bank statements carefully and report any suspicious automated clearing house activity immediately to protect your funds.
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