Can I deposit a $10,000 check with Chime?

Written by Admin | Last Updated: July 2026

Whether you can deposit a $10,000 check via the Bank of America mobile app depends entirely on your specific account limits, which are personalized based on your banking relationship, history, and account tier. Bank of America often sets daily and monthly limits for mobile check deposits, and a check for $10,000 might exceed the standard threshold for some users. To check your availability, log in to the Bank of America app, navigate to the "Deposit Checks" feature, and look for your displayed limit. If your limit is below $10,000, you will be unable to process the check through the app. In that case, you must visit a Bank of America financial center to deposit the check with a teller or use an ATM that is equipped to handle large check deposits. Always ensure your check is properly endorsed before heading to a branch for an in-person deposit.

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U.S. Bank does not have a broad retail branch presence in Alabama. While "First US Bank" is a separate regional institution with branches throughout Alabama, Tennessee, and Virginia, it is not affiliated with the national U.S. Bank corporation.